Preheat oven to 350°. Grease bottom only of 9 x 5 inch loaf pan.
In large mixer bowl, blend apples, carrots, butter, and eggs. Add flour, sugar, baking powder, baking soda, and salt. Beat 3 minutes at medium speed. Stir in desired combination of coconut, nuts and raisins.
Pour into pan and bake 50-60 minutes or until done. Remove from pan to cool.
Makes 1 loaf